The S.C. Department of Insurance requires liability and uninsured motorist coverage limits of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. Most people assume that if they meet the minimum requirements of automobile insurance, they are fully covered. This is not entirely accurate. You may be fully covered by law, but there is additional coverage you should also consider, which includes  personal injury  protection,  medical payments  coverage,  Underinsured Motorist Coverage (UIM) ,  comprehensive/collision  coverage, and HIGHER than minimum liability and  uninsured motorist coverage . These additional coverages are offered at a small cost, and provide additional coverage to you in the event the at fault driver does not have adequate coverage to cover the accident.   To find out if you have enough coverage, read our  free consumer report  on  full coverage auto insurance in South Carolina .

I just got a new car and my insurance company gave me 25/50/25 in coverage- is this full coverage?

 

A: The S.C. Department of Insurance requires liability and uninsured motorist coverage limits of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. Most people assume that if they meet the minimum requirements of automobile insurance, they are “fully covered.” This is not entirely accurate. You may be “fully covered’ by law, but there is additional coverage you should also consider, which includes personal injury protection, medical payments coverage, Underinsured Motorist Coverage (UIM), comprehensive/collision coverage, and HIGHER than minimum liability and uninsured motorist coverage. These additional coverages are offered at a small cost, and provide additional coverage to you in the event the at fault driver does not have adequate coverage to cover the accident.

To find out if you have enough coverage, read our free consumer report on full coverage auto insurance in South Carolina.




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North Area Office
103 Laurel Avenue
Goose Creek, SC 29445
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211
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Mt. Pleasant Office
222 W. Coleman Blvd., Suite 124
Mt. Pleasant, SC 29464
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Charleston Office
1643B Savannah Highway
Suite 160
Charleston, SC 29407
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Fax: (843) 297-8497
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Myrtle Beach, SC 29577
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Columbia, SC
4500 Fort Jackson Blvd.
Columbia, SC 29209
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Phone: (803) 250-1030
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Greenville, SC
147 Commons Way
Greenville, SC 29611
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Phone: (864) 256-1010
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North Area Office
103 Laurel Avenue
Goose Creek, SC 29445
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211

Headquarters- Personal Injury & Auto Accident Law Firm

Mt. Pleasant Office
222 W. Coleman Blvd., Suite 124
Mt. Pleasant, SC 29464
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211

By Appointment Only

Charleston Office
1643B Savannah Highway
Suite 160
Charleston, SC 29407
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211

By Appointment Only- No Mail or Deliveries

Myrtle Beach Office
Myrtle Beach, SC 29577
(By Appointment)
Phone: 1-888-690-0211
Fax: 843-297-8497

By Appointment Only- No Mail or Deliveries

Columbia, SC
4500 Fort Jackson Blvd.
Columbia, SC 29209
(By Appointment)
Phone: (803) 250-1030
Fax: 843-297-8497

By Appointment Only- No Mail or Deliveries

Greenville, SC
147 Commons Way
Greenville, SC 29611
(By Appointment)
Phone: (864) 256-1010
Fax: 843-297-8497

By Appointment Only- No Mail or Deliveries

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