If the accident was not your fault, your insurance premiums should not increase.
However, insurance companies base their premiums on risk factors. The number of accidents you are involved in will affect your premium, which means the more accidents you are involved in, the more "at risk" you are for an increase in your insurance premiums. Typically, only accidents occurring within the past three years affect premium rates. For a free evaluation of your accident, contact us today, or call 843-277-6061.