Your Legal Questions Answered.
Answering Your Questions. Protecting Your Legal Rights.
If you or a loved one has been involved in an accident, you probably have many questions. Below are the answers to many questions faced by accident victims in South Carolina. If you do not see the answer to your question, just call our office or email Shelly directly - [email protected].
Research Your Case. Expand Your Knowledge.
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I just got a new car and my insurance company gave me 25/50/25 in coverage- is this full coverage?
The S.C. Department of Insurance requires liability and uninsured motorist coverage limits of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident. Most people assume that if they meet the minimum requirements of automobile insurance, they are “fully covered.” This is not entirely accurate. You may be “fully covered’ by law, but there is additional coverage you should also consider, which includes personal injury protection, medical payments coverage, Underinsured Motorist Coverage (UIM), comprehensive/collision coverage, and HIGHER than minimum liability and uninsured motorist coverage. These additional coverages are offered at a small cost, and provide additional coverage to you in the event the at fault driver does not have adequate coverage to cover the accident.
To find out if you have enough coverage, read our free consumer report on full coverage auto insurance in South Carolina.
Do I have a case for my South Carolina accident?If you were injured in a wreck in South Carolina and the accident was not your fault, you may be entitled to recover from the other driver for the damage to your vehicle, your medical bills, lost wages and pain and suffering. In South Carolina, you recover to the extent that you were not at fault for the accident. However, if you were more than 50% at fault, then you will not be able to recover anything. It is always best to seek the advice of an accident attorney to evaluate your case and let you know the likelihood of recovering from the insurance company for your case. Each case is different and it is nearly impossible to know exactly how much your case is worth, but an experienced South Carolina car wreck attorney can advise you and guide you in evaluating your injury case.
The Shelly Leeke Law Firm provides complimentary case evaluations. Call our South Carolina personal injury law firm today to set up an appointment!
Do I really need to hire a lawyer for my accident case?
This may surprise you, but the truth is you may NOT need an attorney to represent you in your injury case. You may not need an attorney for a very small injury case. It has been our experience that in very small wreck cases, you may be able to get a settlement near or close to what a lawyer could get, and you don’t have the added expense of attorney’s fees. However, even though you may not need an attorney to represent you in your case, you should NEVER settle a case without knowledge and understanding. Remember, most personal injury attorneys offer free consultations, so consult with an attorney before deciding to settle on your own. The Shelly Leeke Law Firm provides free complimentary case evaluations. Contact us.