Underinsured Motorist Coverage or UIM is different from Uninsured Motorist Coverage. UIM coverage is on your personal car insurance policy and goes into effect when the person at fault for your accident has insurance, but their policy limits are not high enough to fully compensate you for your loss.  For example, you are in an accident, which was not your fault. You have losses totaling $45,000, but the other driver's insurance only covers $25,000 in losses. If you carry UIM, which in South Carolina you are required to have at least $25,000 in coverage, the remaining balance will then be entered as a claim agaisnt your UIM coverage. This coverage will hopefully be enough to compensate the remainder of your losses.

What is Underinsured Motorist Coverage or UIM?

 

A: Underinsured Motorist Coverage or UIM is different from Uninsured Motorist Coverage. UIM coverage is on your personal car insurance policy and goes into effect when the person at fault for your accident has insurance, but their policy limits are not high enough to fully compensate you for your loss.

For example, you are in an accident, which was not your fault. You have losses totaling $45,000, but the other driver's insurance only covers $25,000 in losses. If you carry UIM, which in South Carolina you are required to have at least $25,000 in coverage, the remaining balance will then be entered as a claim agaisnt your UIM coverage. This coverage will hopefully be enough to compensate the remainder of your losses.




Charleston Car Accident Attorney

Charleston Worker's Compensation Law Firm

Charleston Personal Injury Law Firm

Charleston Wrongful Death Attorney

South Carolina's Injured Children Lawyer


Contact us today for a free, no obligation consultation about your personal injury legal needs.

Name *

Phone *

Email *

Tell us more *


North Area Office
103 Laurel Avenue
Goose Creek, SC 29445
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211
Headquarters- Personal Injury & Auto Accident Law Firm
Get Directions

Mt. Pleasant Office
222 W. Coleman Blvd., Suite 124
Mt. Pleasant, SC 29464
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211
By Appointment Only
Get Directions

Charleston Office
1643B Savannah Highway
Suite 160
Charleston, SC 29407
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211
By Appointment Only- No Mail or Deliveries
Get Directions

Myrtle Beach Office
Myrtle Beach, SC 29577
(By Appointment)
Phone: 1-888-690-0211
Fax: 843-297-8497
By Appointment Only- No Mail or Deliveries
Get Directions

Columbia, SC
4500 Fort Jackson Blvd.
Columbia, SC 29209
(By Appointment)
Phone: (803) 250-1030
Fax: 843-297-8497
By Appointment Only- No Mail or Deliveries
Get Directions

Greenville, SC
147 Commons Way
Greenville, SC 29611
(By Appointment)
Phone: (864) 256-1010
Fax: 843-297-8497
By Appointment Only- No Mail or Deliveries
Get Directions

Avvo - Rate your Lawyer. Get Free Legal Advice.
South Carolina Association for Justice

Free Report

Contact Info

North Area Office
103 Laurel Avenue
Goose Creek, SC 29445
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211

Headquarters- Personal Injury & Auto Accident Law Firm

Mt. Pleasant Office
222 W. Coleman Blvd., Suite 124
Mt. Pleasant, SC 29464
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211

By Appointment Only

Charleston Office
1643B Savannah Highway
Suite 160
Charleston, SC 29407
Phone: (843) 277-6061
Fax: (843) 297-8497
Toll Free: 1-888-690-0211

By Appointment Only- No Mail or Deliveries

Myrtle Beach Office
Myrtle Beach, SC 29577
(By Appointment)
Phone: 1-888-690-0211
Fax: 843-297-8497

By Appointment Only- No Mail or Deliveries

Columbia, SC
4500 Fort Jackson Blvd.
Columbia, SC 29209
(By Appointment)
Phone: (803) 250-1030
Fax: 843-297-8497

By Appointment Only- No Mail or Deliveries

Greenville, SC
147 Commons Way
Greenville, SC 29611
(By Appointment)
Phone: (864) 256-1010
Fax: 843-297-8497

By Appointment Only- No Mail or Deliveries

Call 24/7
for immediate response

Video Library

FAQs

AVVO FAQs