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Shelly Leeke Law Firm, LLC

South Carolina Auto Insurance Requirements (Part B)

How a Charleston Personal Injury Attorney Can Help

The purpose of South Carolina auto insurance requirements is to provide financial protection that covers your auto repairs, bodily injury and any other property damage.

After an accident, the at-fault driver's South Carolina auto insurance may pay for:

  • your medical expenses that resulted from the accident;
  • any mental or physical pain that you suffered as a result of the car accident; and
  • any wages that you may have lost or wages that you may lose in the future. 

Also keep in mind that the insurance company can only pay out what the coverage dictates. If you sustained $100,000 in medical bills in a car accident in South Carolina caused by another driver and that driver's insurance coverage stops at $50,000, you are going to be left with a lot of unpaid bills, lost wages from missed work and other expenses for which you will not be compensated.

If you purchased underinsured motorist coverage, collision coverage or other personal injury protection (PIP) through your own insurance policy, you may have additional options to cover your accident-related expenses.

In order for the at-fault party's insurance company to pay for your damages, you will have to file an insurance claim. Once your claim is filed, then an insurance adjuster will be sent to determine the value of your damages. Keep in mind that an insurance adjuster may underestimate the worth of your claim or deny your claim altogether. 

This is where you may need the help of a Charleston personal injury attorney. An experienced attorney will advise you during the insurance claims process and help you negotiate with the claims adjuster. If you are offered a settlement that is too low, then your Charleston personal injury attorney can negotiate on your behalf or seek damages in a personal injury lawsuit.

Contacting a Charleston Personal Injury Attorney

South Carolina residents can take comfort knowing that the attorneys at the Shelly Leeke Law Firm are there to help them settle their personal injury claims. Our firm's focus on personal injury cases includes injury from auto accidents, including pedestrian and bicycle injuries, work-related injuries and worker's compensation claims, and injuries resulting from dangerous prescription drugs.

Before you file a South Carolina personal injury claim, request a copy of our complimentary consumer guide, The South Carolina Accident Book for Personal Injury Victims. When you're ready to get started on settling your accident claim, contact a Charleston personal injury attorney for a complimentary information packet and consultation - 888-690-0211.

Shelly Leeke
South Carolina Injury Lawyer

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