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Shelly Leeke Law Firm, LLC

Benefits of Uninsured/Underinsured Motorist Coverage in South Carolina

Everyone faces a certain level of risk when taking to the roads in South Carolina. No one can predict when they might become the victim of a hit and run accident or another serious type of accident in South Carolina. 

That's why it's so important to make sure you are protected as much as possible. You may not be able to protect yourself from being injured in an accident in South Carolina, but you can protect yourself from the financial devastation of being injured by an uninsured driver.

Depending on the extent of your injuries and the treatment required, you could be facing medical and other injury-related expenses that could go into the thousands or more.
A Charleston injury lawyer will help you navigate through the complex process of pursuing compensation after you have been injured in an accident in South Carolina.

Benefits of Uninsured Motorist Coverage

While uninsured motorist coverage in South Carolina is optional, it is a beneficial option to choose. You might be surprised at how many uninsured drivers are out on the road. When an uninsured driver is at fault for your accident in South Carolina, or if you are injured in a hit and run accident, having uninsured motorist coverage in South Carolina can help cover expenses.

This can include your hospital and medical expenses, along with pain and suffering. It may also include a loss of income or disability. This will depend on the circumstances surrounding your accident and the injuries you have sustained.

Benefits of Underinsured Motorist Coverage

Not only do you face the risk of being involved in an accident with an uninsured driver, but you could also be in one with an underinsured driver. Some drivers carry some insurance coverage but it may not be enough if your injuries are catastrophic. 

The benefit of having underinsured motorist coverage is that despite a lack of coverage for the party at fault, you can rest assured your medical expenses may be covered.

Of course this all depends on the amount of uninsured and underinsured motorist coverage you purchase. It is reasonably priced and worth getting in the highest amounts possible.

While you may not think an accident in South Carolina could happen to you, the risk is too high to take a chance. If you have been injured and it was the result of someone's negligence, you should immediately consult with a Charleston injury lawyer.

Seeking the Help of a Charleston Injury Lawyer

The South Carolina personal injury attorney team at the Shelly Leeke Law Firm is available to help accident victims cope with the legal implications of a serious injury. Our firm's focus on personal injury cases includes injury from auto accidents including pedestrian and bicycle injuries, work-related injuries and Workers' Compensation claims, and injuries resulting from dangerous prescription drugs.

Before you file a South Carolina personal injury claim, request a free copy of our South Carolina injury book. When you're ready to get started on settling your accident claim, contact a Charleston injury lawyer for a free information packet and consultation, 1-888-690-0211.

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