As discussed in yesterday’s post, it is completely legal to drive uninsured in South Carolina if you qualify by paying the $550 fee to the South Carolina Department of Motor Vehicles.
So, with job losses and cutbacks abound, it is likely that there will be an increase in motorists opting out of carrying automobile insurance. This means it is even more important to carry as much automobile insurance as you can afford during the tough economic times. If you are involved in an accident with an uninsured motorist, you may be left without a vehicle and with extensive medical bills if you or your family members are injured. To protect your family, you should review your current policy and increase your coverage and add additional protection of PIP and Underinsured Motorist Coverage (UIM). Add as much coverage as you can afford. At the very minimum, you owe it to yourself to make certain that you carry collision coverage, (which covers your vehicle only).
One in ten drivers in South Carolina is uninsured, according to a recent estimate by the Insurance Research Council (IRC). For more information on the automobile insurance coverage you should have to adequately protect your family, order our Guide to Buying Automobile Insurance In South Carolina, offered FREE to South Carolina residents and motorists.
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