A car accident in Mt. Pleasant can be devastating for the victims. Many people know they should get medical attention but are unsure of their next steps. Once you are stable, you must begin the legal process.
Car accidents have many physical, emotional, and financial consequences. The biggest concern for many accident victims in Mount Pleasant is how they will pay their medical bills. If this situation sounds familiar to you, you should call a Mt. Pleasant personal injury lawyer from the Shelly Leeke Law Firm to connect with an attorney who will work tirelessly on your case.
The Common Causes of Car Accidents in Mt. Pleasant
It takes one mistake to change someone’s life. Many car accidents throughout South Carolina are caused by driver error or negligence. Some of the top causes of Mt. Pleasant car accidents are:
- Weather conditions
- Reckless driving
- Maintenance issues
- Distracted driving
- Failure to yield
- Following too closely
- Disobeying traffic signals
The cause of the accident will determine who will pay for your losses. Often it is the driver and their insurance company, but sometimes it can be a third party. In some instances, a local government, parts manufacturer, or employer can share liability for a car accident. Talk to our car accident attorney today.
Types of Injuries You Can Suffer
Injuries will vary since every car accident is different. There is no way to predict what injuries you will suffer or the symptoms you will face. However, some of the most common types of injuries victims in Mt. Pleasant sustain include:
- Head injuries
- Spinal cord injuries
- Facial injuries
- Neck injuries
- Broken bones
- Psychological pain and suffering
Sometimes the insurance company will urge you against hiring an Mt. Pleasant car accident attorney. They don’t want you to have a lawyer because they don’t want to pay you what you deserve. Before listening to the insurance company, discuss your case with a car accident lawyer in Mt. Pleasant, OK, from the Shelly Leeke Law Firm.
The Financial Recovery You Can Pursue
When you file a claim, you are pursuing compensation for your injuries and losses. Your financial recovery will depend on your injuries and how well they can heal. Some injuries will require ongoing care, and your settlement should include these expected future losses.
Among the damages you can recover are the following:
- Past and future medical bills
- Medical devices
- Household services
- Prescription medication
- Rehabilitation and therapy
- Short or long-term disability
- Out-of-pocket expense
- Disability costs
- Lost wages
- Diminished future earning capacity
We must consider how your injuries will impact your job and lifestyle. If you cannot work in the same capacity or at all, we will seek compensation for those losses. Talk to our car accident lawyer today.
Car Insurance Claims Process
When you file a car accident claim, you work with an insurance company. Depending on the circumstances, it can be your or the other person’s.
Insurance companies are looking out for themselves and are only concerned with their bottom line. They know their process is complicated, and you are vulnerable. When you hire an Mt. Pleasant car accident lawyer, the story changes.
While there are many steps in the claims process, the most important are:
- Determining fault and liability for the car accident in Mount Pleasant
- Evaluating your economic and non-economic damages
- Making a claim and negotiating with the insurance company
- Crafting a demand letter outlining the car accident and your losses
- Settlement negotiation with the insurance company
- Filing a lawsuit and entering litigation
You will not have to participate in these actions since our Mt. Pleasant car accident lawyers will handle these processes. You may have to send documentation that can help us, but you will not be dealing with the insurance company. Most car accident claims resolve during negotiations and rarely require litigation; however, severe cases will require litigation and possibly trial.
When There Is No Insurance Coverage Present
When the at-fault driver does not have insurance, things can get tricky. Many accident victims assume they have no options and are left to deal with the repercussions of someone else’s negligence. Your financial hardship can be significant depending on the accident’s severity and subsequent injuries.
Depending on your insurance and the other driver’s role, they can be held personally responsible for your costs. However, discuss your options with a car accident attorney in Mt. Pleasant, OK.
What Happens When a Loved One Dies
Sadly, thousands of people die in car accidents annually. This is a troubling thought. If your loved one passes away from a car accident, you could file a wrongful death lawsuit.
Surviving families who are eligible can recover damages for the losses the person suffered from the accident. They can also pursue compensation for contributions the person would have made if they did not die in the car accident. Some damage you can pursue include:
- Funeral and burial costs
- Loss of consortium
- Loss of household services
- Property damage
- Medical expenses incurred front the accident before their passing
The loss of a loved one cannot be replaced with money. The family has a gaping hole in their lives. Pursuing compensation will help to hold the other party responsible for their actions. Our Mt. Pleasant car accident attorney will review your case and determine which damages you can recover.
Statutes of Limitations in Mount Pleasant
Unfortunately, you don’t have much time to take action as a victim or grieving family. A claim must be filed within three years of the accident. The time starts when the collision happens.
Unfortunately, this is only one deadline to consider. There are many others along the way. There are insurance deadlines, legal deadlines, and much more.
You should speak to an Mt. Pleasant car accident lawyer immediately after an accident. We can handle all communications related to your car accident and ensure we stay within all relevant deadlines.
Call a Mt. Pleasant Car Accident Lawyer
Car accidents are common but deadly. Just because they happen often does not mean they are minor. They can lead to lifelong consequences for victims.
Permanent disability and a reduction in quality of life are pervasive. Before you speak to the insurance company, you must talk to an Mt. Pleasant car accident lawyer from the Shelly Leeke Law Firm. Call our office or submit our contact form to schedule a case review.